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OUR INSIGHTS SUITE
Tax Strategy, CFO Insights & NIL Finance for Founders and Athletes


How to Add, Change, or Renew a DBA in Texas
You can’t amend a Texas DBA. When the name, the details, or the term changes, you file a new certificate. Here is how to add, change, renew, and cancel a DBA.

MJ Cunningham, EA
1 day ago4 min read
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DBA or Legal Name Change in Texas: Which Do You Need?
A DBA adds a name to your Texas business, and a legal name change replaces the one you have. Here is how to tell which filing you need, when you need both, and what a DBA does and does not protect.

MJ Cunningham, EA
4 days ago4 min read
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How to Change Your Business Name in Texas
Changing a Texas business name takes one filing, but approval and name availability can stop it first. Here is who has to approve the change, why Texas rejects names, and what to update afterward.

MJ Cunningham, EA
6 days ago4 min read
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Why Do Payroll Discrepancies Surface After a Provider Transition?
You switched payroll providers and the new system works fine, then a discrepancy shows up weeks or months later. Here is why a provider transition exposes payroll problems and what to check first.

MJ Cunningham, EA
Oct 264 min read
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How Far Back Should a Payroll Tax Reconciliation Go?
Too short a lookback and you miss an older payroll tax problem. Too long and you pay to check periods that were never in question. Here is how to decide how far back your reconciliation should go.

MJ Cunningham, EA
Oct 234 min read
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What Causes Payroll Tax Discrepancies Between Your Records and the State's?
Your payroll system says one thing and the state’s portal says another, and neither looks obviously wrong on its own. Here are the events that most often cause a payroll tax discrepancy, and how to tell which one you have.

MJ Cunningham, EA
Oct 215 min read
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How Do You Reconcile Payroll Taxes Across Multiple States?
Reconciling payroll taxes across several states is not one task, it is one task per state, repeated. Here is what the process actually involves, the records you need, and where businesses usually get stuck doing it themselves.

MJ Cunningham, EA
Oct 194 min read
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Why Doesn't My Payroll Tax Balance Match What I Actually Paid?
Payroll ran, employees got paid, deposits went out on schedule, and the agency’s balance still does not match what you think you paid. That gap is rarely random. Here is why it happens, the five most common causes, and how to trace yours.

MJ Cunningham, EA
Oct 164 min read
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Does Ramp Work With QuickBooks? A Corporate Card FAQ for Business Owners
Before applying for a corporate card platform, the questions that matter are operational: does it work with your accounting software, can you control who spends what, and what happens when something goes wrong. Here are the questions we hear most about Ramp, answered straight.

MJ Cunningham, EA
Oct 144 min read
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Ramp vs Brex vs BILL vs Divvy: Which Corporate Card Actually Fits Your Business?
Every corporate card platform says it is the best, and none of them are lying exactly. They are built for different businesses. Here is how Ramp, Brex, BILL, and Divvy compare from the accounting side of the desk, and how to match one to the way your company actually spends.

MJ Cunningham, EA
Oct 124 min read
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Is Ramp Worth It? An Accountant's Guide for Growing Businesses
Most businesses are not frustrated with their credit card. They are frustrated with the chased receipts, late reimbursements, and slow month-end close that come after it. Here is what Ramp does about that, what it takes to qualify, and who it is not built for.

MJ Cunningham, EA
Oct 94 min read
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Can I Change My Registered Agent If My Texas LLC Is Forfeited?
A forfeited Texas LLC can't change its registered agent until it is reinstated, and reinstatement doesn't update the agent either. Here is the two step order that gets both fixed, and what is at risk while you wait.

MJ Cunningham, EA
Oct 75 min read
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